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The Insync team pride themselves on their detailed understanding of the beauty industry. From day one you will beWe provide medical malpractice insurance quotes for all types of healthcare professionals including doctors, dentists, cosmetic surgeons, nurses and gynaecologists.
Our dedicated healthcare indemnity team also specialise in obtaining competitive terms for professionals that have been subject to disciplinary actions or with previous claims. allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements.
What’s more, as beauty industry experts our team has an in-depth knowledge of individual treatments – we speak your language!
Using our panel of insurers we will compare beauty insurance quotes, helping you find the right cover at the right price.
Medical malpractice, also known as medical indemnity insurance, provides cover against claims for professional negligence, acts or omissions in the course of your professional healthcare duties.
Typical reported claims can include misdiagnosis, injury, or mental or physical harm to a patient. In many cases these are accusations which can be defended by the insurer thus protecting our client’s reputation.
Medical indemnity cover is written on a “claims made” basis, what this effectively means is that you need cover in place when a claim is reported as well as when the medical procedure was carried out.
Whilst you maintain insurance throughout your career this is not an issue, but should you cease to practice or retire you will need to arrange run off cover or an extended reporting period.
Whilst some insurers will only provide a three year reporting period aligned to the statute of limitations, we will work with you to build a more comprehensive solution depending on your role.
Doctors have been known to receive claims up to 10 years or more post retirement and such incidents may not be statute barred as the three-year period will begin from the point of diagnosis.
Self-employed Practitioners or full healthcare practices
Specialist cover to SCoR members
Cover for all types of sonography and radiology activities
Fetal scanning cover available
Indemnity for Diagnostic Radiographers and Therapeutic Radiographers
All policies approved for Health & Care Professional Council (hcpc) registration
Policies fully underwritten by A-Rated insurers at Lloyd’s of London
Professional Indemnity from £1m to £5m+
Coroner’s inquest or inquiry defence costs
Regulatory, disciplinary or criminal proceedings costs
Dedicated Medical Malpractice Team
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Medical Malpractice Insurance specialists
Expert Medical Legal and Claims Support
Personal – Digital servicing AND your own dedicated insurance professional
A patient surprisingly fell pregnant six months after a sterilisation procedure. It was later discovered that the clips applied to the Fallopian tube had not been correctly applied and the gynaecologist was subject to a negligence claim in excess of £35k.
Traditionally, obtaining a quotation for medical malpractice cover could be a slow and painful process. The good news is that we have developed a simple process that will enable us to compare indemnity cover from up to 5 of the UK’s leading malpractice insurers.
One of our dedicated medical professions advisors will take complete ownership of your case and work with you so that we can build a clear understanding of your expertise and procedures undertaken to our insurer partners – generally this can all be completed electronically.
We will also require a “letter of good standing” from your current provider / union which serves as a record of your claims history. We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our recommendations.
Any business, but particularly startups or growing businesses, should ensure that sums insured are reviewed on a regular basis.
It is easy to quickly accumulate a significant amount of computer or other specialist equipment and it is important that your level of cover is sufficient for your needs. Public Liability or Professional Indemnity limits may also be driven by a contractual or regulatory requirement.