LOCUM
INSURANCE

Tailored medical indemnity defence cover for healthcare professionals

Specialist Medical Malpractice Quotes

The Insync team pride themselves on their detailed understanding of the beauty industry. From day one you will beWe provide medical malpractice insurance quotes for all types of healthcare professionals including doctors, dentists, cosmetic surgeons, nurses and gynaecologists. 

Our dedicated healthcare indemnity team also specialise in obtaining competitive terms for professionals that have been subject to disciplinary actions or with previous claims. allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements. 

What’s more, as beauty industry experts our team has an in-depth knowledge of individual treatments – we speak your language! 

Using our panel of insurers we will compare beauty insurance quotes, helping you find the right cover at the right price.

What is Medical Malpractice Insurance?

Medical malpractice, also known as medical indemnity insurance, provides cover against claims for professional negligence, acts or omissions in the course of your professional healthcare duties. 

Typical reported claims can include misdiagnosis, injury, or mental or physical harm to a patient. In many cases these are accusations which can be defended by the insurer thus protecting our client’s reputation.

Run Off Cover and Extended Reporting Periods

Medical indemnity cover is written on a “claims made” basis, what this effectively means is that you need cover in place when a claim is reported as well as when the medical procedure was carried out. 

Whilst you maintain insurance throughout your career this is not an issue, but should you cease to practice or retire you will need to arrange run off cover or an extended reporting period. 

Whilst some insurers will only provide a three year reporting period aligned to the statute of limitations, we will work with you to build a more comprehensive solution depending on your role. 

Doctors have been known to receive claims up to 10 years or more post retirement and such incidents may not be statute barred as the three-year period will begin from the point of diagnosis.

Need specialist
Locum
Insurance advice?

Speak to one of our Locum insurance experts, at a time that suits you...

or call us directly on

0330 124 0730

MEDICAL MALPRACTICE INSURANCE

  • Self-employed Practitioners or full healthcare practices

  • Specialist cover to SCoR members

  • Cover for all types of sonography and radiology activities

  • Fetal scanning cover available

  • Indemnity for Diagnostic Radiographers and Therapeutic Radiographers

  • All policies approved for Health & Care Professional Council (hcpc) registration

  • Policies fully underwritten by A-Rated insurers at Lloyd’s of London

  • Professional Indemnity from £1m to £5m+

  • Coroner’s inquest or inquiry defence costs

  • Regulatory, disciplinary or criminal proceedings costs

Why Insync for Medical Malpractice

  • Dedicated Medical Malpractice Team

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Medical Malpractice Insurance specialists

  • Expert Medical Legal and Claims Support

  • Personal – Digital servicing AND your own dedicated insurance professional

Medical Malpractice Claims Example

A patient surprisingly fell pregnant six months after a sterilisation procedure. It was later discovered that the clips applied to the Fallopian tube had not been correctly applied and the gynaecologist was subject to a negligence claim in excess of £35k.

What Information Will You Need to Provide a Quotation for Medical Malpractice?

Traditionally, obtaining a quotation for medical malpractice cover could be a slow and painful process. The good news is that we have developed a simple process that will enable us to compare indemnity cover from up to 5 of the UK’s leading malpractice insurers. 

One of our dedicated medical professions advisors will take complete ownership of your case and work with you so that we can build a clear understanding of your expertise and procedures undertaken to our insurer partners – generally this can all be completed electronically. 

We will also require a “letter of good standing” from your current provider / union which serves as a record of your claims history. We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our recommendations.

How Much Office Cover Do I Need?

Any business, but particularly startups or growing businesses, should ensure that sums insured are reviewed on a regular basis. 

It is easy to quickly accumulate a significant amount of computer or other specialist equipment and it is important that your level of cover is sufficient for your needs. Public Liability or Professional Indemnity limits may also be driven by a contractual or regulatory requirement.

LATEST FROM OUR MEDICAL MALPRACTICE EXPERTS

Insync Insurance Solutions Ltd 9 Albany Park, Cabot Lane Poole, Dorset BH17 7BX

t. 0330 124 0730
e. This email address is being protected from spambots. You need JavaScript enabled to view it.
© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Terms Of Business