0330 124 0730
Our dedicated healthcare indemnity team specialise in medical indemnity and malpractice insurance quotes for all types of practitioners including doctors, surgeons, consultants and general practitioners (GP’s). Typical risks which we consider daily include specialisms in:
Medical indemnity insurance, or medical malpractice as it is sometimes referred, provides cover against claims for breach of your professional duties as a doctor or surgeon.
Typically, these are acts of professional negligence, breach of duty of care or omissions. Reported claims can include injury, physical or mental harm, or misdiagnosis to a patient. Often, potential incidents are simply accusations which can be defended rigorously to protect your reputation and good standing.
Medical malpractice and indemnity cover is written on a “claims made” basis, this means is that you need to have cover in place, not only when the procedure or treatment is carried out, but also when a claim is reported. Whilst you maintain indemnity protection during your career this is not normally an issue, however, should you retire or cease to practice, it is important to arrange an extended reporting period, often known as “run-off” cover, against any future allegations which may arise.
Surgeons and doctors can often receive potential losses years into future. Incidents are not deemed “statute barred” for 3-years after the point of diagnosis, but this can still relate back to previous treatment or a missed diagnosis – newly reported losses in excess of 5 years’ post retirement are not uncommon.
Your dedicated advisor will work with you to ensure your specific extended reporting period or run-off cover is adequate for your needs.
Self-employed surgeons, doctors or full heath care organisations
Specialist policies for practitioners who have been declined cover by their Medical Defence Union (MDU, MPS), previous claims or disciplinary actions
Medico Legal Indemnity cover available
All policies approved for GMC registration and revalidation
Choice of A-Rated insurers fully underwritten at Lloyd’s of London
Medical Indemnity from £1m to £10m+
Good Samaritan acts covered as standard
Policies include Breach of Professional Confidentiality
Libel & Slander and Inquest Hearing Costs cover
GMC investigation or Regulatory Body Hearings cover
Cover for evaluation of other healthcare professionals’ performance
Indemnity to Principle extension available
Dedicated Healthcare Indemnity Team
Your own personal account manager who understands your risk
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Medical Indemnity Insurance specialists
Expert Medical Legal and Claims Support
Personal – Digital servicing AND your own dedicated insurance professional
Three years after stomach surgery, a patient suffers a twisted bowel resulting in a sever obstruction requiring emergency surgery.
The surgeon who undertook the initial procedure received a claim in-excess of £50k in compensation and fees - it is alleged that failure to complete the initial surgery correctly led to this complication.
At Insync, we recognise that obtaining a quotation for medical indemnity cover can be a slow and painful process. We have developed an electronic streamlined system, cutting through the red-tape and allowing us to obtain your quotation as quickly as possible.
One of our dedicated advisors will manage your case personally, building a clear understanding of your expertise and procedures undertaken. You will then need to sign a proposal form, but generally this can all be completed electronically. We will also require a “letter of good standing” from your current union or indemnity provider, this serves as a record of your previous claims history.
We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our proposed terms and recommendations.