Specialist medical defence protection cover for GP’s, Doctors and Surgeons

Medical Indemnity Quotes

Our dedicated healthcare indemnity team specialise in medical indemnity and malpractice insurance quotes for all types of practitioners including doctors, surgeons, consultants and general practitioners (GP’s). Typical risks which we consider daily include specialisms in:

  • Anaesthectics
  • Ophthalmology
  • Cardiology
  • Orthodontics
  • Dermatology
  • Orthopaedic Surgery
  • Dentistry
  • Othorhinolaryngology
  • Endocrinology
  • Paediatrics
  • Nutrition
  • Urology
  • Gastroenterology 
  • Palliative Care
  • General Surgery
  • Pathology
  • Genetics
  • Pharmacology
  • Gynaecology
  • Physiology
  • Haematology
  • Plastic Surgery
  • Oncology
  • Vascular
  • Immunology
  • Psychiatry
  • Industrial Health
  • Radiography/Radiotherapy
  • Maxillofacial
  • Radiology
  • Neurology
  • Rehabilitation
  • Nuclear Medicine
  • Rheumatology
  • Surgery

What is Medical Indemnity Insurance?

Medical indemnity insurance, or medical malpractice as it is sometimes referred, provides cover against claims for breach of your professional duties as a doctor or surgeon.

Typically, these are acts of professional negligence, breach of duty of care or omissions.  Reported claims can include injury, physical or mental harm, or misdiagnosis to a patient. Often, potential incidents are simply accusations which can be defended rigorously to protect your reputation and good standing.

Run Off Cover and Extended Reporting Periods

Medical malpractice and indemnity cover is written on a “claims made” basis, this means is that you need to have cover in place, not only when the procedure or treatment is carried out, but also when a claim is reported.  Whilst you maintain indemnity protection during your career this is not normally an issue, however, should you retire or cease to practice, it is important to arrange an extended reporting period, often known as “run-off” cover, against any future allegations which may arise.

Surgeons and doctors can often receive potential losses years into future.  Incidents are not deemed “statute barred” for 3-years after the point of diagnosis, but this can still relate back to previous treatment or a missed diagnosis – newly reported losses in excess of 5 years’ post retirement are not uncommon.

Your dedicated advisor will work with you to ensure your specific extended reporting period or run-off cover is adequate for your needs.

Need specialist
Insurance advice?

Speak to one of our Medical Indemnity insurance experts at a time that suits you...

or call us directly on

0330 124 0730


  • Self-employed surgeons, doctors or full heath care organisations

  • Specialist policies for practitioners who have been declined cover by their Medical Defence Union (MDU, MPS), previous claims or disciplinary actions

  • Medico Legal Indemnity cover available

  • All policies approved for GMC registration and revalidation

  • Choice of A-Rated insurers fully underwritten at Lloyd’s of London

  • Medical Indemnity from £1m to £10m+

  • Good Samaritan acts covered as standard

  • Policies include Breach of Professional Confidentiality

  • Libel & Slander and Inquest Hearing Costs cover

  • GMC investigation or Regulatory Body Hearings cover

  • Cover for evaluation of other healthcare professionals’ performance

  • Indemnity to Principle extension available

Why Insync for Medical Indemnity

  • Dedicated Healthcare Indemnity Team

  • Your own personal account manager who understands your risk

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Medical Indemnity Insurance specialists

  • Expert Medical Legal and Claims Support

  • Personal – Digital servicing AND your own dedicated insurance professional

Medical Indemnity Claims Example

Three years after stomach surgery, a patient suffers a twisted bowel resulting in a sever obstruction requiring emergency surgery. 

The surgeon who undertook the initial procedure received a claim in-excess of £50k in compensation and fees - it is alleged that failure to complete the initial surgery correctly led to this complication.

What Information Will You Need to Provide a Quotation for Medical Indemnity?

At Insync, we recognise that obtaining a quotation for medical indemnity cover can be a slow and painful process. We have developed an electronic streamlined system, cutting through the red-tape and allowing us to obtain your quotation as quickly as possible. 

One of our dedicated advisors will manage your case personally, building a clear understanding of your expertise and procedures undertaken. You will then need to sign a proposal form, but generally this can all be completed electronically. We will also require a “letter of good standing” from your current union or indemnity provider, this serves as a record of your previous claims history. 

We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our proposed terms and recommendations.


Insync Insurance Solutions Ltd 9 Albany Park, Cabot Lane Poole, Dorset BH17 7BX

t. 0330 124 0730
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© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | | Terms Of Business